About

Holiday Cottages Insurance was established in 1997 to meet a growing demand for holiday home insurance and the owners who are finding it difficult to obtain a dependable policy for their holiday homes.

At the time, many insurers considered holiday homes to be a high risk category, meaning that adequate cover was either difficult to obtain or often disproportionately priced.

Over the years, our highly-experienced team has worked with a number of leading UK insurers and Lloyd's of London to develop our own holiday home insurance products. We are confident that these meet the needs of holiday home owners in most circumstances.

We are able to provide cover for properties throughout the UK (including the Channel Islands). We can also provide overseas holiday home quotations for properties in many European countries.

Unsure whether we can cover you? Please contact us and we will evaluate your circumstances.

In February 2007, Holiday Cottages Insurance became part of Towergate Underwriting Group Limited, one of the UK's leading holiday-home insurance specialists.

Through our Towergate Risk Solutions Northampton website we also provide a wide range of commercial insurance for:

Regulation

Towergate Holiday Cottages Insurance, Towergate Risk Solutions Northampton and Towergate Partnership are trading names of Towergate Underwriting Group Limited, registered in England with company number 4043759.

Registered Address: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. VAT Registration Number: 447284724.

Towergate Underwriting Group Limited are authorised and regulated by the Financial Services Authority.

Our register number is 313250. This can be checked by visiting the FSA website.