Holiday home insurance

Insurance cover for holiday homes

We recognise that, while ordinary home insurance is perfectly adequate for normal residences, for holiday homes, you need a policy that is especially for holiday homes; a policy that has been tailored to your specific requirements and those of your individual holiday home.

Why compromise on such a significant part of your life? Contact Holiday Cottages Insurance for your holiday home insurance.

Key features

Buildings

Cover is provided for an extensive list of perils, such as fire, storm, flood, theft, etc. (see key features for full details). In addition, cover is provided for:

• Alternative accommodation or loss of hiring charges, following an insured loss
• Accidental damage
• Costs of tracing and accessing leaks (up to £50,000)
• Your legal liability as owner of your holiday home

Contents

Cover is provided for an extensive list of perils such as fire, storm, flood, theft, etc. (see key features for full details). In addition, cover is provided for:

• Accidental damage (only if accidental damage is shown on your policy schedule) including whilst let
• Garden ornaments and furniture (up to £750)
• Replacement locks if keys are lost or stolen (up to £250)
• Spoilage of food in freezers (up to £250) Make an enquiry
• Loss of domestic fuel and metered water (up to £1000)
• Your liability as occupier, employer, and in a personal capacity (up to £5million)

We are also able to insure your main residence.

Please note: certain perils may be excluded when your home has been unoccupied for more than seven days. Please refer to our key facts document for more details.

For more details see our Frequently Asked Questions or contact us.